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E&S Insurance Blog

View the latest blog posts from E&S Insurance.

Most homeowners insurance policies provide financial protection from big, common risks. Fires, theft and vandalism are a few of those. Liability lawsuits filed against a homeowner may get support, as well. Yet, most policies also have exclusions. These are specific types of events the policy does not provide any coverage for in most cases. READ MORE >>

Thinking about car insurance isn't high on most people's list of fun things to do. But what if you save more money by spending an hour or two learning some trade secrets? You won't get that from another two hours of reality television. Here are some insider tips that may help drop your car insurance premiums: READ MORE >>

Over the last 12 months, the United States has had numerous outbreaks of fires. These fires happen in any type of dry climate. Many of them create significant damage. They destroy entire communities. Many homeowners do not realize there are steps they can take to minimize these risks. READ MORE >>

As we get older, our instincts don’t respond like they used to. Sometimes that means it is harder to react quickly while driving. What’s more, changes in your vision and hearing can impact your ability to drive. Some seniors get a bit nervous knowing this. You should not be afraid to drive. READ MORE >>

Why is it that some businesses fail quickly, while others turn into multi-million dollar companies? As the owner, you have more power than you might think. One way to make sure that you have a successful business is to follow best practices from others. Here are six habits you can put in place today: READ MORE >>

Now is an important time to focus on your insurance protection. Do not overlook auto insurance. Many people purchase a policy and forget to go back and check it down the road. However, your needs can change. Many times, vehicle owners need to adjust their policy to meet current changes. READ MORE >>

The importance of the Cyber Liability Insurance for the Business   Are you protecting your business and your clients again CYBER ATTACKS?  We are living in a cyber society where most of the information is available on the Internet and databases stored in local servers or in the clouds. READ MORE >>

Did you lose food and other products due to equipment breakdown during the Hurricane Irma? O have lost them because  unexpected utilities failures in the facility? Let’s assume that you are the owner of “Delicious on the Way” a grocery store that sells also delicatessen and take out fast food. READ MORE >>

Homeowners, renters and business owners in 37 Florida counties may now apply for federal disaster assistance for uninsured and under-insured damages and losses resulting from Hurricane Irma — but, be warned, the process takes time. Storm damage and losses from the hurricane and flooding must have occurred as a result of Hurricane Irma, beginning on Sept. READ MORE >>

Hurricane Irma Claims Data This aggregate information is compiled from claims data filed by insurers. It has not been audited or independently verified and covers all claims based on filings received by the Florida Office of Insurance Regulation as of November 13, 2017 at 3:00 p.m. READ MORE >>

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