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E&S Insurance Blog: 11_2016

View the latest blog posts from E&S Insurance.

Very often, flood insurance premiums are reduced through the use of elevation certificates. In the absence of the data and information provided on elevation certificates, flood insurance companies assume the worse case scenario and charge the highest rates. READ MORE >>

Golf carts are primarily designed for transportation from one green to the next, but you might be one of the many people who uses your golf cart as a means to travel around your gated community, retirement park or condo complex. Whether you use them off-road or on, the right insurance can help you protect your golf cart. READ MORE >>

One of the questions from my life insurance clients is about suicide. Is suicide covered? They always asked.  So I decided to write a little blog about it. Each life insurance policy is different, but most contain a suicide provision. READ MORE >>

State laws dictate the minimum amount of car insurance for liability that you must carry on your vehicle and the remaining insurance coverage that is available is usually optional. However, if you have an auto loan you are typically required to carry additional insurance by your creditor. READ MORE >>

When your son becomes licensed most insurance companies will require you to place him on your auto insurance policy as a driver since he will likely drive your vehicle and thus require coverage.  The Florida Office of Insurance Regulations backs up this idea. READ MORE >>

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