Wednesday, July 19, 2017How to Report a Claim The First Notice of Loss, is the initial report, policyholders must have the following information handy: • Current Policy Number • Provide a detailed description of the damages • Write down the claim number; this is the quickest and easiest way to locate your file READ MORE >>
Wednesday, June 21, 2017It is important to remember that just like most insurance, HO3, HO6 and HO4 policies have many limits and exclusions. You should read your full policy contract and review exactly what these exclusions and limits are. READ MORE >>
Wednesday, May 31, 2017 Fire or lightning Windstorm or hail Explosion Riot or civil commotion Aircraft Vehicles Smoke Vandalism or malicious mischief Theft Falling objects Weight of ice or snow Accidental discharge or overflow of water or steam Freezing READ MORE >>
Thursday, April 20, 2017Hurricane deductible – Some of the hurricane deductibles are $500, 2%, 5% and 10%. The percentage deductibles are generated from your personal property coverage. So if you had $30,000 in personal property coverage and a 2% deductible, you hurricane deductible would be $600.00 READ MORE >>
Monday, March 13, 2017 Your homeowner’s insurance policy will pay to repair damage to your home caused by a fire, windstorm or other covered cause of loss. But when you and your family incur expenses for moving out while repairs are made, who picks up the tab? READ MORE >>
Wednesday, February 15, 2017Provides coverage for loss assessments imposed by an association against the insured for damage to property caused by a peril insured against under Coverage “A.” All homeowners policies (HO-3, HO-4, HO-5, HO-6, etc) provide $1,000 of loss assessment coverage built into the form. READ MORE >>
Thursday, January 26, 2017The cost of auto insurance premiums can vary by hundreds of dollars, depending what type of car you have and who insures it. Here are some ways to save money. 1. Shop Around Lastly, don’t shop by price alone. Ask friends and relatives for their recommendations. READ MORE >>
Friday, January 20, 2017The price you pay for your homeowners insurance can vary by hundreds of dollars, depending on the insurance company you buy your policy from. Here are some things to consider when buying homeowners insurance. Shop around It'll take some time, but could save you a good sum of money. READ MORE >>
Tuesday, January 10, 2017 Roof • Hire a professional to inspect your roof annually. • Repair cracked or missing shingles, pooling water and flashing deterioration. Plumbing • Visually inspect pipes annually for condensation, corrosion or obvious leaks. • Call a plumber at the first signs of rust-colored water or backed up toilets or sinks. READ MORE >>
Friday, December 9, 2016 Clients always wander what's cover by a normal Homeowner Insurance policy: Dwelling This includes attached structures such as an attached garage or screened porch. Other structures Detached structures on the property such as a fence, tool shed or gazebo. READ MORE >>
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