Standard Homeowners Insurance Coverage

Clients always wander what's cover by a normal Homeowner Insurance policy:

 

 

Dwelling

 

This includes attached structures such as an attached garage or screened porch.

Other structures

Detached structures on the property such as a fence, tool shed or gazebo.

Medical payments

We take care of medical expenses for anyone outside the household who is injured while visiting.

Personal property and Valuables

Replacement value for personal belongings such as clothing, furniture, appliances,

jewelry, furs and heirlooms.

Personal liability insurance

Covers claims for property damage or bodily injury for which the homeowners are legally

responsible.

Loss of use

Pay for any costs above normal living expenses if damage prohibits the family from living in their home.

Loss assessment

Covers costs levied by a homeowners association in the event of loss caused by a covered peril.

For information contact us