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E&S Insurance Blog Page 3

View the latest blog posts from E&S Insurance.

You take a painting class, and it turns out, you're a natural. Before long, you've got friends asking you to do portraits for them. Soon enough, strangers are asking for portraits, too. Now, you must start charging for services, because it's your hobby is becoming something of a day job. READ MORE >>

As a general rule, you should assume that your home insurance will not cover a new HVAC unit. Your HVAC will eventually need to be replaced, owing to general wear and tear. No matter how well cared-for your HVAC unit may be, no machine can be expected to last forever. READ MORE >>

It’s easy to think that buying auto insurance is one of those things that we’ll eventually get the hang of. But the truth is, it can be confusing to even seasoned drivers. Whether you're a brand-new driver, or just want to make sure that you're getting the best insurance you... READ MORE >>

A 203k loan can be the key to improving your home's value, but it's designed to so more than that. The 203k loan is granted by the FHA in an attempt to revitalize run-down neighborhoods. If you're wondering how to choose the right type of loan for you, consider the following differences between the two options: the streamlined or standard loan. READ MORE >>

So, you're finally upgrading your vehicle. You're probably wondering how your auto insurance policy handles this scenario. Here's what you need to know: Your insurance provider will give you a grace period. The sooner you let your insurer know that you've traded your old car in for something new, the better. READ MORE >>

Here's a question worth considering: Who insures your insurer? Insurance companies will typically carry business insurance on two fronts: Most insurance companies will carry a business insurance policy. Just like any business, it has risks that it needs to take care of. READ MORE >>

If you're running out of storage space at your retail store, you can either rent a storage locker, or take the extra inventory home with you. But that inventory that comes home with you might not just a few cans of pineapples for your smoothie shop. It could be expensive equipment or valuable inventory. READ MORE >>

The holidays are usually a time of happiness and joy. However, they can also be prime pickings for scrooge-style thieves intent on bringing chaos and unhappiness to your life. Thankfully, there are numerous things you can do to help keep yourself from being victimized. Here are four ways to protect your home from a holiday break-in. READ MORE >>

Home insurance is not just to protect the home itself. In fact, liability protection may be the most important part of your home insurance plan. A new roof or garage door is something that you might be able to cover out of pocket, but the costs incurred in a personal injury case can bankrupt the average family. READ MORE >>

Renting a car is old hat to some people. They may travel for work or for pleasure on a monthly basis and have a system worked out that they don't need to break. But not everyone is familiar with the process, and it's common to question whether to spend the money on additional auto insurance for a rental car. READ MORE >>

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